Craig’s Insights2024-07-16T18:22:54-04:00

Insights, Opinions, & Information

Investment Advisory Information
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Certified Financial Planner Achievements

Hello from Sycamore,

We are thrilled to announce the recent achievements of two outstanding members of our team, Allison Rumschik and Brent Yard. Both Allison and Brent have successfully completed the rigorous coursework, passed the comprehensive 6-hour final exam, and have now earned the prestigious marks of Certified Financial Planners™.

By |July 16th, 2024|

Welcome Intern Adrianna Nojaim

Hello from Sycamore,

We are pleased to announce that Adrianna Nojaim has joined Sycamore as an incoming Investment Advisor. With a focus on financial analysis, strategic planning, and client relations, she is undergoing additional training to better help clients reach their financial goals. We are confident that Adrianna will be a […]

By |July 16th, 2024|

The Low Down on Retirement Accounts 2024

Hello from Sycamore,

If you are 73 or older and haven’t taken your Required Minimum Distribution (RMD) for the 2024 tax year, you will likely need to by year’s end.

What is an RMD?

An RMD is the minimum distribution you must withdraw from your retirement account each year.

When do I have to […]

By |May 9th, 2024|

2024 First Quarter Market Commentary

Hello from Sycamore,

Performance and the Markets

We are pleased to report that the first quarter was a bonus quarter with our composite gaining more than 7%. This is about three times the normal gain that we would expect so we’re pleased. While we do expect your account(s) to gain more before […]

By |April 30th, 2024|

2023 Fourth Quarter Market Commentary

Hello from Sycamore,

2023 is now in the books and this year was special for us because it marked completing 40 years for Sycamore. We want you to know how grateful we are to have had this 40-year run and how fortunate we feel to be able to work with all […]

By |January 26th, 2024|

2024 Contribution Limit Changes

Hello from Sycamore,

Did you Know?

For the 2024 tax year, some contribution limits have increased.

  • 401(k), 403(b), & 457 account contribution limits are now $23,000 for the year.
    • There is a $7,500 catch-up if you will turn 50 in 2024.
  • Traditional and Roth IRA annual contribution limits are now $7,000.
    • There […]
By |December 15th, 2023|

Third Quarter Commentary 2023

Hello from Sycamore,

Performance and the Markets

It seems like there is always plenty to worry about and this year is no exception. Considering the political environment and the calls for a recession over the past year or so, there is plenty to be concerned about. However, as we think back over […]

By |October 26th, 2023|

Second Quarter Commentary 2023

Hello from Sycamore,

Performance and the Markets

So far so good for 2023. Since the markets found a low point last fall, they have been steadily climbing. We are not back to the highs that we experienced at the end of 2021, but with the Dow Jones industrial average at about 34,000 […]

By |July 22nd, 2023|

Performance, Markets and The Economy

Hello from Sycamore,

Performance and the Markets

Our Growth and Income Composite gained just a bit less than 0.5% over the past year (gross of all fees). This is significantly better than the -7.7% by the S&P 500. Historically our strength has been to hold value better during market declines and it […]

By |April 26th, 2023|

Consider Reviewing Your Insurance Package

Hello from Sycamore,

Insurance is a way to transfer risk from you to a larger group of people through a firm, the insurance company. For example, many people choose to insure against potentially bad outcomes that could be catastrophic like the death of the family earner in the case of life […]

By |February 14th, 2023|

Fourth Quarter 2022 Economic Commentary

Hello from Sycamore,

Performance and the Markets

2022 is now in the books and while it wasn’t one to brag about, we feel that overall, during the last 10 years, the markets have been very good.

The question we’d all like an answer to is how will the markets fare in 2023? The […]

By |January 23rd, 2023|

Contribution Limits Changing

Hello from Sycamore,

Retirement and health savings plan contribution limits will be changing for the upcoming year. Here is an overview of what you need to know:

  1. 401(k), 403(b), 401(a), 457, and federal government Thrift Savings Plans contribution limits will be increased by almost 10% to $22,500.
    a. Catch-up contributions for those […]
By |November 18th, 2022|

Volatile and Unpredictable

Hello from Sycamore,

As I write this post, the market is down ~10% from its recent high. The beginning of 2022 has been a bit volatile and unpredictable. When we read the news, we see headlines that stop us in our tracks: Inflation, War, Stagflation, Market Correction, Possible Recession.

Realistically, […]

By |March 10th, 2022|

Thoughts on the Economy

Hello from Sycamore,

COVID-19 has been a shock to our economy and our lives. As a result, the Federal Reserve Bank had to implement swift and significant monetary policy changes. During the onset of the pandemic (March/April 2020), there were worldwide shutdowns that caused many to lose their jobs, miss paychecks […]

By |February 14th, 2022|
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